FAQs

Are you a lender that offer various loan plans in the hour of emergency to borrowers?
No, we at Payday Loans Auckland neither a lender nor offer any kind of loan offer directly. We are an experienced arranger for loans. We offer our best online loan services to the customers. With us one can easily appropriate loan offer that match his/her requirements and repayment potential.

Am I eligible to apply for loans?
If you a permanent citizen of Auckland and confirm your age of at least 18 years old, then you could not find any difficulty to get approved for loans. Also, lenders would also ask for the proof of regular employment with fixed income every month.

My credit status is not up to the mark. Can I still apply for loans?
People with unpleasant credit rating are eligible to apply for loans without any restriction. It doesn’t matter whether you have bad credit tag due to problems like arrears, defaults, bankruptcy etc. You can get much required money during financial emergencies regardless of your bad credit tag.

Can I use offered loan money to meet any short term financial purposes?
Yes, you have full liberty to spend borrowed loan amount to carry off any urgent financial dues in no time. It can be payment for education fees of kids’, outstanding bank overdraft; unexpected hospital bill, pay for sudden car or computers repair expenses and so on.

How much I can expect to get?
Upon approval you can expect to borrow funds anywhere in between $100 to $1,000, based on your needs, circumstances and capability to repay the loan.

Do I need to put as collateral against the borrowed finance?
No, you will not be asked to pledge any asset as collateral to the lender against the money you borrow. You will get this soothing benefit while applying for loans.

What is the procedure of applying with you?
The procedure of applying with us is quite simple, effortless and fast. To apply with us you just need to fill up a very easy online application form with required details and submit it.

What all hidden charges included?
There will not be any hidden charges. There is no processing fee included.